July Budget Breakdown

This month I am very proud of myself! I seemed to get my act together, save more, and spend less. (It helps that I’m at camp from 8-5 every day with no chance to buy lunch or anything else for that matter.)

Here’s the breakdown of my month of spending:

 

	Budgeted	Actual	+/-
Rent	$430	$430	—
OSAP	$350	$350	—
The Banker	$250	$250	—
Parents	$250	$250	—
Phone	$75	$75	—
Groceries	$150	$138.68	-$11.32
Gas	$200	$200	—
Emergency Savings	$300	$300	—
TFSA *	$0	$600	+$600
Date Night Fund	$40	$40	—
Clothing Fund	$40	$40	—
Gifts	$100	$0	-$100
Cable	$25	$25	—
Car Insurance	$95	$95	—
Food/Entertainment	$150	$128.15	-$21.85
Personal Care	$150	$20.65	-$129.35
Home	$50	$36.99	-$13.01
Miscellaneous	$95	$48.88	-$46.12
TOTAL	$2,750	$3,028.35	+278.35

This month was good! I started a Tax Free Savings Account (*more on that later), and contributed $600! Without that, I’m actually under budget (for the first time ever!) by $321.65. I was so happy when I put everything together!

You’ll notice I barely came close to my personal care budgeted amount. I planned to get my hair done, but instead decided to wait and get it done in August instead. I think I was just too busy to really spend a lot, which is not a bad thing at all!!

Let’s hope August is just as good! How was your July?

July Budget

June was a fairly decent month, spending wise, and I hope that July will be even closer to being completely on track. My budget is fairly similar with a few exceptions.

Item	Budgeted
Rent	$430
OSAP	$350
Parents	$250
The Banker	$250
Cell Phone	$75
Groceries	$150
Gas	$200
Savings	$300
Date Night Fund	$40
Clothing Fund	$40
Gifts	$100
Cable	$25
Car Insurance	$95
Food/Entertainment	$150
Personal Care	$150
Home	$50
Miscellaneous	$95
TOTAL	$2,750

As you might have noticed, my gas budget is much higher than before. That’s because I’m driving an hour round trip to our camp sites each day, and I still have my 20 minute drive to my weekend job. My personal care budget is huge this month because I plan to get my hair done. I know this is something that I could cut down, but I do love that little pampering session (and fresh highlights make me super happy!).

I don’t plan to do a whole lot other than work this month, so hopefully that keeps me on track 🙂
How is your July looking?