July Budget Breakdown

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This month I am very proud of myself! I seemed to get my act together, save more, and spend less. (It helps that I’m at camp from 8-5 every day with no chance to buy lunch or anything else for that matter.)

Here’s the breakdown of my month of spending:

 

 

Budgeted

Actual

+/-

Rent

$430

$430

OSAP

$350

$350

The Banker

$250

$250

Parents

$250

$250

Phone

$75

$75

Groceries

$150

$138.68

-$11.32

Gas

$200

$200

Emergency Savings

$300

$300

TFSA *

$0

$600

+$600

Date Night Fund

$40

$40

Clothing Fund

$40

$40

Gifts

$100

$0

-$100

Cable

$25

$25

Car Insurance

$95

$95

Food/Entertainment

$150

$128.15

-$21.85

Personal Care

$150

$20.65

-$129.35

Home

$50

$36.99

-$13.01

Miscellaneous

$95

$48.88

-$46.12

TOTAL

$2,750

$3,028.35

+278.35

This month was good! I started a Tax Free Savings Account (*more on that later), and contributed $600! Without that, I’m actually under budget (for the first time ever!) by $321.65. I was so happy when I put everything together!

You’ll notice I barely came close to my personal care budgeted amount. I planned to get my hair done, but instead decided to wait and get it done in August instead. I think I was just too busy to really spend a lot, which is not a bad thing at all!!

Let’s hope August is just as good! How was your July?

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2 thoughts on “July Budget Breakdown

  1. Carly

    Whooop whoop!! We had some ‘windfall’ money this month too (backpay that we finally received) and put it in the to TFSA, and we had a return deposit that we put in too. Was nice to see an increase in it! Congrats on socking away a good chuck of dough!

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